Sep
11

55 Flash Fiction Friday: Impossible to be different

I’m happy to be a stay at home mom, but without work, I have no insurance. I could buy it for $350 a month or if we were married, I could get it through Kurt. Thankfully, it’s only $50 annually for a single doctor visit, but today I had a prescription filled that’s $243.00 monthly.

55 Flash Fiction Friday
Flash Fiction Friday is hosted by g-man. You may also visit Flash Fiction Friday 55’s, a blog dedicated to hosting 55 Flash Fiction Friday posts.

22 Responses to “55 Flash Fiction Friday: Impossible to be different”

  1. Comment by Melissa
    September 11th, 2008 at 8:20 pm

    Girl I hurt for ya! Did you try going to Wal-mart and seeing if you could get it for four dollars? They have that provision now. If the generic is on their list you can get it for four dollars :)

    My sister pays over five hundred a month for insurance.

    Have a great weekend. Hope you are all well.

    Melissas latest blog post… Song Title Poem 55

  2. Comment by ciara
    September 11th, 2008 at 11:07 pm

    i’ve totally been there…after my div, my son (from a previous relationship) and i were totally w/o insurance. i was lucky enough to get diagnosed and started on thyroid treatment before our div was final. it was going to the drs and getting meds that was hard. i struggled quite a bit, brain fog and other things, besides being ‘broker than a mess of eggs.’ lol

    right now, i’m lucky in the ins dept. the comp my husband works for pays for employees and their families. we only pay copays…of course he’s management though and sometimes that makes a difference. though i’m thinking, w kaiser, i’m not sure how much better off i am LOL

    ciaras latest blog post… The Nintendo Gods

  3. Comment by smarmoofus
    September 12th, 2008 at 1:00 am

    Even if you had insurance, it probably wouldn’t cover the prescription medication. But Melissa brings up a good point… is there a generic option? If so, Costco (if they still do prescriptions) or one of the other competitors-to-Walmart drugstores may offer it for $4.

    Great message in your 55.
    -smarmoofus

    smarmoofuss latest blog post… 55 Flash Fiction: Defining Friends, part 3

  4. Comment by Susan Anderson
    September 12th, 2008 at 4:03 am

    How ’bout a marriage of convenience ;) Do you take this man, to be the provider of insurance… just kidding :)

  5. Comment by G-Man
    September 12th, 2008 at 4:24 am

    Ahhhh The high price of independance!!

    Excellent job on the 55 Erica. Thank you for playing, and have a Great-Week End!…G

  6. Comment by signgurl
    September 12th, 2008 at 5:00 am

    Oh, what Susan said is just what my cousin had to do. She’s still married after 6 years with great benefits :)

    signgurls latest blog post… Flash 55, Take 47

  7. Comment by mona
    September 12th, 2008 at 6:05 am

    We do not have that kind of medical insurance in India!

    But then, In India, Medical fees are not as much as in the US!

    Take care! Hope you will find a job soon!

    monas latest blog post… Friday Flash 55 Fiction

  8. Comment by Akelamalu
    September 12th, 2008 at 8:40 am

    I’m thankful for our National Health Service, although we do pay for it through our salaries, it covers everything we just pay about £7 ($4) per item on prescription.

    Great job on the 55!

    Akelamalus latest blog post… Friday 55 Flash Fiction #43 Leave me Alone

  9. Comment by christy
    September 12th, 2008 at 11:17 am

    YIkes! Something has to be done about health insurance in the united states. We pay an ungodly amount each month.

    christys latest blog post… I am awesome. No seriously – I am AWESOME.

  10. Comment by Angel
    September 12th, 2008 at 1:42 pm

    Yes, the price of being different is often high…usually involving having to explain to everyone you meet about why you want to be different in the first place. The perfect solution here is to not ever get sick. :)

    Thanks for my baby widget! I feel so famous. And of course, I have to visit you every day so I can see the baby do laps.

    Angels latest blog post… The Waddle

  11. Comment by Susan Anderson
    September 12th, 2008 at 2:51 pm

    Actually signgirl, my having great insurance was one of my selling points to my husband that I made ;) I said, hey I have great dental, prescription, eye and doctor coverage…Why not? Wait, I should have married myself! I’m a catch.

  12. Comment by Erica
    September 12th, 2008 at 4:18 pm

    Melissa – unfortunately my current prescription isn’t a generic. The pharmacist asked me if I wanted to have her call the doctor to see if there was a generic equivalent, but I’ve had issues with some generic prescriptions in the past so it makes me a little leery.

    $500 a month for insurance – MYGOD! Something needs to change about the way we go about health care in this country.

  13. Comment by Erica
    September 12th, 2008 at 4:24 pm

    ciara – with my old insurance I only had to pay copays too. Sophia’s birth only cost us about $120 total. Kurt’s insurance is just as good as my old one as a matter a fact his work uses the same plan my old work used. The only difference I saw was that for me adding dependents would cost $250 a month, but for him it’s free. Sophia is fully insured. I’m the only one left out in the cold. :(

  14. Comment by Erica
    September 12th, 2008 at 4:27 pm

    smarmoofus – Thanks smarmoofus. When I had insurance the same prescription was just a tiny copay. I knew that it was expensive before deciding to quite my job, but I never looked to see just how expensive it was. I was assuming $60 or $80 a month not $243!

  15. Comment by Erica
    September 12th, 2008 at 4:29 pm

    Susan Anderson – haha actually, we’ve been talking about it. I’d rather just move to Canada, England, or France…especially if McCain/Palin make it to office.

  16. Comment by Erica
    September 12th, 2008 at 4:40 pm

    G-Man – well it’s not really independence. I’m rather dependent on Kurt since I’m staying at home to care for Sophia. I just don’t understand why we must go through the pomp and circumstance in order to be recognized as a family unit and not two single people that fooled around and had an ‘accident’. Kurt and I have been together for nearly 10 years, and no, there isn’t a common law marriage in our state.

  17. Comment by Erica
    September 12th, 2008 at 4:53 pm

    signgurl – hehehe the American mail bride, marries for health insurance. It’s a funny thought, but to me sad at the same time.

  18. Comment by Erica
    September 12th, 2008 at 5:31 pm

    mona – I’m not familiar with how health care is handled in India. Do you pay for it through taxes and the government runs the health care or do you pay each time you go to the doctor/need a prescription, or…?

  19. Comment by Susan Anderson
    September 12th, 2008 at 7:09 pm

    I was going to say, if you had domestic partnerships you might be eligible. At my job unmarried couples are afforded insurance opportunities ever since life partners were availed of the same. Apparantly there was criteria that made you eligible, like a shared lease or property ownership, shared child, etc. See if Kurt’s work has the same.
    As for McCain/Palin, well, Canada would look real good to me too. After all, a country that brought us Degrassi Junior High and Degrassi High is a-ok with me :) Besides, I’ve always wanted to end every thought or sentence with “ay”. Go Democrats, ay!

  20. Comment by Erica
    September 12th, 2008 at 9:54 pm

    Akelamalu – if we had a National Health Service I would have no worries. I envy you. Of course It has to get paid for somehow, so higher taxes or whatever is understandable. You get health care even if you loose your job or for whatever reason can’t work, right?

  21. Comment by Erica
    September 12th, 2008 at 9:56 pm

    christy – I agree completely! And from what I understand the health care that we pay so much for isn’t even as good as it is in other countries that pay LESS.

  22. Comment by Erica
    September 12th, 2008 at 10:31 pm

    Susan Anderson – Kurt’s employer goes by the state law which allows recognition of gay partners and seniors. The reason behind allowing seniors is because apparently many don’t get married because they don’t want to loose the pension from their deceased spouse. But anyone who could otherwise get married but simply choose not to are fucked. I don’t get it. If the domestic partnership is extended that far why the hell not go all the way?